Privacy Policy

Throughout your loan form you will be required to give your contact information (name and email address etc.) This information is used to contact you about our services, as well as for the depositing purposes as per your request. If we have issues processing your request we will ideally use this contact information to get in touch with you.

BreezyFinancial.com is not a lending or banking institution. The personal information you submit during your loan process will be sent to a third-party lender to potentially provide you with a loan. The lender uses this information to determine if a loan will be offered by that lender. BreezyFinancial.com makes no guarantees or warranties with regards to the availability of a loan or any other aspect of the terms and conditions of the lender. BreezyFinancial.com is a free service, but may receive a commission from the lender who is provided with your information. For details, questions, or concerns regarding your loan, please contact the lender directly. Not all lenders can provide up to $1000 for the first loan. Fund-transfer times may vary between lenders. We assume no responsibility for the services or information you may receive from the lender. All loans are subject to credit approval. Certain limitations apply.

* Subject to approval times and lender's own policies. Approval may take as little as a few minutes. Once issued to your bank it could take 1-2 business days for the funds to go into your account. Loan amounts are based on consumers' credit history and ability to repay their loan. Not everyone will qualify for a loan.

Privacy Policy

This section regarding our privacy policy is here to assist you in making informed decisions when using our website. Understanding how we collect and use your personal information, as well as how our privacy practices pertain to you as a user of our website. If you have any questions or complaints regarding our privacy policy or practices, please contact us at [email protected]. Please note this policy may occasionally be updated without notice.

Information Collected

All information collected and/or submitted via the BreezyFinancial.com website, as well as the mobile version(s) of the site may collect information you provide, such as; Name, Address, E-mail, Phone Number (home, work and mobile), Date of Birth, Social Security Number, Financial Account Information, Income Information, Employment Information and other Personal, Financial, or Demographic Information.

Please note, we do not track any location-based information from your mobile device at any time while downloading or using our Mobile Site or services.

Data Security

The security of your personal information is of the utmost importance to us. We thoroughly follow all industry standards to protect the personal information submitted to us during all stages of each request. Although we always do our best to ensure every precautionary measure is in place, we acknowledge that when data is transmitted over the Internet, absolute security cannot always be guaranteed. When you enter sensitive information on our order forms, we encrypt the transmission of that information using secure socket layer technology (SSL) as well as other forms of security.

Use of Information

By agreeing to this Privacy Policy or by using this website, you authorize us and third parties to whom you submit your information, to use the information you submit to obtain other information about you from third-parties, such as your Social Security Number, where such information was incompletely or improperly filled out on our registration form. Such third-parties include, but are not limited to, consumer reporting agencies, consumer credit bureaus and other outside parties as permitted or required by applicable laws. Any and all information that you submit and that is collected from such third-parties may be used to determine your eligibility for any product, service or offer. If you choose to provide information, such as your Social Security Number, that information may be used to determine your financial status. If you do not provide such information, other information that you provide may be used for the purpose of verifying your eligibility for a loan or for any other programs, offer or services. Upon qualification, your information will be stored and utilized by your applicable lender pursuant to the terms of that lender's Privacy Policy.

If you choose to provide personal information, it will be used for and/or shared with trusted third parties such as Loan Providers and/or other financial service providers, credit bureaus, and for marketing products and services that you might find of interest. We reserve the right to share, rent, sell or otherwise disclose your information with/to third parties in accordance with applicable laws and as described herein. These third-party businesses may include but are not limited to: providers of direct marketing services and applications, including lookup and reference, data enhancement, suppression and validation; e-mail marketers; wireless services providers and telemarketers. Information collected by us may be added to our databases and used for future instant messaging, telemarketing, SMS text-messaging, e-mails or postal mailings regarding site updates, new products and services, upcoming events, and/or status of orders and/or loans placed online. By using this website, you agree that you may be contacted in any manner contemplated in this section even if your number is found on a do-not-call registry or similar registry. We may also employ other companies and individuals to perform certain functions on our behalf. Examples include sending direct and electronic mail, removing duplicate information from customer lists, analyzing data, and providing marketing analysis. These agents have access to our users' personal information as needed to perform their functions for our sites but may not be used for their own marketing purposes. In addition, we may also disclose your personal information as required by law, such as to comply with a subpoena, or similar legal process.

You agree that by submitting your information at the website, and in accordance with the prior express written consent you provided, you agree to receive mobile marketing including, but not limited to, text-message based marketing ("SMS Messages"), from us and our third-party advertisers and marketers. You further agree that based on your individual carrier and plan, you may incur charges associated with such SMS Messages and that you agree to be solely responsible for such charges. You represent that you are at least 18 years of age and the owner or authorized user of the wireless device on which messages will be received, and that you are authorized to approve the applicable charges. Should you hereafter choose to opt-out of receiving SMS Messages from the individual sender, you may opt-out by texting "STOP" or "OPT-OUT" as specifically set forth in the communication. Notwithstanding that your mobile telephone number may be listed on state and/or federal do-not-call registries, we retain the right to contact you via SMS Messages. In addition, by registering and/or using the website, you agree that such act constitutes an inquiry and/or application for purposes of the Amended Telemarketing Sales Rule (16 CFR 310 et seq.), as amended from time to time (the "Rule"). Notwithstanding that your telephone number may be listed at the Federal Trade Commission's Do-Not-Call List, we retain the right to contact you via telemarketing in accordance with the Rule.

We may also use your personal, demographic and profile data to improve our website, for statistical analysis, for marketing and promotional purposes, and for editorial or feedback purposes. Information collected by us may be added to our databases and used for future e-mails, telemarketing or postal mailings regarding site updates, new products and services, upcoming events, and/or status of orders placed online. See "Your Opt-Out Rights" below.

Electronic Disclosure

By submitting your information via the Internet, you agree to receive certain notifications, disclosures and/or documents electronically. This Consent to Electronic Disclosures applies to the information you are providing on this Site and any other communications we or any third-party lender may provide to you. By submitting your information, you agree to receive all such notifications, disclosures and/or documents from us or any third-party lender in electronic form or online in accordance with this document. You may withdraw your consent prior to submitting your information by exiting the website or by closing your browser. However, you will not be able to submit your information if you withdraw your consent by exiting the website or closing your browser. Following the submission of your information, you may be able to withdraw your consent to future electronic disclosures from a third party lender by contacting the lender directly, but due to rules regarding the timing of delivery of disclosures that need to be made to you, you acknowledge that an opt-out notice may not be received and acted upon by such third party lender prior to such disclosures being delivered to you electronically. We do not process opt-out communications for third party lenders, and each third-party lender establishes its own rules regarding opting out of future electronic communications and disclosures.

Third-Party Sites

Please be advised that in certain circumstances you will be redirected to the applicable third-party lender's or seller's website after you have submitted your information. By submitting your personal information to the respective third-party lender or seller in connection with providing your information for purchase from the third-party lenders or seller, such submission will subject you to the third-party lender's or seller's privacy policy and terms and conditions, as applicable. We do not endorse, nor are we responsible for the accuracy of the privacy policies and/or terms and conditions of each of the third-party lenders or sellers that may advertise at the website. The entities that advertise and/or place banner ads at the website, including but not limited to these third-party lenders and sellers, are independent third parties and are not affiliated with us. In addition, our website contains links to other third-party websites and note that their privacy policy will govern the collection and use practices while on their website.

Opt-Out Rights

You may opt-out of receiving communications from us and or our third-party associates by not submitting your information. During registration and/or when you submit personally identifiable information to us at the website, you have opted-in to request that we share your personal information with third parties to receive marketing communications for the specific purposes of receiving offers that you have applied for on our websites. When contacted by any of these companies or third parties, you should notify them directly of your choices regarding their use and sharing of your information and to opt-out of receiving additional offers from them or any other third party with whom we have shared your information (see "Use of Information" above). As noted, we use personal information to provide promotional offers through direct marketing, including without limitation e-mail, telephone, or SMS Messages Service to our website users. We may maintain separate e-mail lists for different purposes. If e-mail recipients wish to end their e-mail subscription from a particular list, they need to follow the instructions at the end of each e-mail message to unsubscribe from the particular list. To opt-out from receiving any additional email communications regarding the website, please send your request by clicking here.

Children's Privacy

Protecting the privacy of children is especially important. For this reason, we never collect or maintain personal information at our website from those whom we know are under the age of 18 years old. In the event that information is inadvertently collected from children, it will not knowingly be used for any marketing or promotional purposes whatsoever, either inside or outside of our website. If we obtain actual knowledge that such information has been collected, that information will be immediately deleted from our database. The information and services provided by us or our affiliates, sponsors, and advertisers are not intended to be viewed by persons under 18 years old.

How to Contact Us

Should you have other questions or concerns about these privacy policies, please send us an email at [email protected]